*Withdrawals made in branch accumulate during the month and are charged to your account on the first day of the following month. At this time, your account will be credited with a maximum of two in-branch transactions. All other transactions will be subject to a charge at the time of completion.

Otherwise, the base rate of 0.05 percent p.a. will apply if you have an eligible transaction account (Everyday Account or Student Account) with us and your balance at the end of the month is more than it was at the beginning of the month (excluding interest deposits).

The interest rate on existing accounts will change on the first day of the month following your 31st birthday.

Business clients are not eligible for the Reward Saver.

Here you will find information on ways to lower your fees.

This information does not take into consideration your personal goals, financial condition, or needs. Before acting on this information, you should think about whether it is appropriate for your situation. Before making a decision, please read the disclosure materials for your chosen product or service, including the Terms and Conditions. Please read our Financial Services Guide (FSG) before using this website’s information. The information on this page is subject to change without notice.