Credit Cards

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Low Rate Credit Card

Our Low Rate Credit Card offers all of the security and convenience you’d expect, as well as a low annual fee and one of the lowest interest rates available.

Benefits and features

There are no additional fees for additional cardholders.
There is no accountability for illegal transactions and fraud is monitored 24 hours a day, 7 days a week.
Interest-free for up to 55 days.
Interest is determined based on the statement date, not the purchase date.
For contactless purchases, tap, and go.
Use your Mastercard at stores, online, and to withdraw local cash at millions of locations across the world.

Fees and rates

There is a $45 annual fee.
0.00% p.a. on purchases for the first 18 months after account opening. The leftover purchase balance will return to the usual purchase interest rate of 11.99% p.a. after 18 months from account opening.
The interest rate on balance transfers is 13.99% p.a.
The interest rate for a cash advance is 13.99% per annum.

Platinum Rewards Credit Card

You can earn points while you purchase with the Platinum Rewards Credit Card, which you can then redeem online for a variety of goods and services. It’s the only card you’ll ever need, with a variety of additional insurances and purchase protections, as well as access to Mastercard Priceless® Cities exceptional experiences and special offers.

Benefits and features

For every $1 spent, you’ll get 1.5 Alter Sterling Bank Rewards points.
In any 12-month period, you can get up to 180 days of international travel insurance.
When you pay with your credit card, you get a longer warranty on your products.
When the complete cost of your purchase is charged to your credit card, you get 90 days of purchase protection.
There are no additional fees for additional cardholders.
There is no accountability for illegal transactions and fraud is monitored 24 hours a day, 7 days a week.
Interest-free for up to 55 days.
Interest is calculated from the date on the statement, not from the day on which the purchase was made.

Fees and rates

There is a $89 annual fee.
Balance transfer interest rate 21.99% p.a.
0.00% p.a. on purchases for the first 12 months after account opening. The leftover purchase balance will return to the usual purchase interest rate of 19.99% p.a. after 12 months from account opening.
The interest rate on balance transfers is 13.99% p.a.
The interest rate for a cash advance is 21.99% per annum.

Qantas Platinum Credit Card

Benefits and features

Earn 0.6 Qantas Points for every dollar you spend, up to a maximum of 20,000 points per statement period.
Qantas Frequent Flyer membership is free.
In any 12-month period, you can get up to 180 days of abroad travel insurance.
Purchases made with your participating credit card are covered by an extended warranty.
When the complete cost of your purchase is charged to your participating credit card, you get 90 days of purchase protection.
There are no additional fees for additional cardholders.
There is no accountability for illegal transactions and fraud is monitored 24 hours a day, 7 days a week.
Interest-free for up to 55 days.
Interest is calculated from the date on the statement, not from the day on which the purchase was made.

Fees and rates

There is a $149 annual fee.
Balance transfer interest rate 19.99% p.a.
The interest rate on balance transfers is 19.99% p.a.
The interest rate for a cash advance is 21.99% per annum.

Compare all cards

Low Rate Credit Card

0.00% p.a. on purchases for the first 18 months after account opening.

Benefits
The annual cost is cheap, and the interest rates are low.

Annual fee
$45

Interest rate on balance transfers is 13.99% p.a.

Purchase interest rate
0.00% p.a. for up to 18 months from account opening. The leftover purchase balance will return to the usual purchase interest rate of 11.99 percent p.a. after 18 months from account opening.

The interest rate for a cash advance is 13.99% per annum.

There is no interest for the first six months. a maximum of 55 days

Rewards
No

Platinum Rewards Credit Card

0.00% p.a. on purchases for the first 12 months after account opening.

Benefits
$1 = 1.5 Rewards Points, travel insurance & purchase protections

Annual fee
$89

Interest rate on balance transfers is 21.99% p.a.

Purchase interest rate
0.00% p.a. for up to 12 months from account opening. The leftover purchase balance will return to the usual purchase interest rate of 19.99 percent p.a. after 12 months from account opening.

The interest rate for a cash advance is 21.99% per annum.

There is no interest for the first six months. a maximum of 55 days

Rewards
TrustFundBank Rewards

Qantas Platinum Credit Card

Earn Qantas Points for daily purchases.

Benefits
$1 = 0.6 Quantas Points, travel insurance & purchase protections

Annual fee
$149

Interest rate on balance transfers is 19.99% p.a.

Purchase interest rate
19.99% p.a.

Cash advance interest rate
19.99% p.a.

There is no interest for the first six months. a maximum of 55 days

Rewards
Quantas Point Rewards

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The fastest way to pay

Low Rate Credit Card

Benefits and features

Fees and rates

Platinum Rewards Credit Card

Benefits and features

Fees and rates

Qantas Platinum Credit Card

Benefits and features

Fees and rates

Compare all cards

Low Rate Credit Card

Platinum Rewards Credit Card

Qantas Platinum Credit Card

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